Hurricane-force winds can literally flatten a home, while flooding can leave it severely damaged by mud and debris, and contaminated by filthy, unsanitary water. Even if the home is repairable, it may be impossible to eliminate mold, which can lead to serious health issues.
When beginning the hurricane damage restoration process, it can be difficult to know where to begin. Here’s a brief overview on what to do when your home has been damaged by a storm.
Don’t Go It Alone
You may be tempted to begin the flood damage restoration process on your own, but this isn’t always the best option. Enlist your friends and family to help you. Reach out to your community to connect with people who have also been affected by the storm. Forming bonds with other members of the rebuilding community can go a long way in healing the emotional wounds and property damage caused by the disaster.
Make Sure the Premises Are Safe to Enter
Before returning home to begin the water damage restoration process, make sure it’s safe to do so. We recommend reviewing your insurance policy to find out whether you have coverage for a professional to assess potential dangers. If not, and you can afford to hire someone, we strongly recommend you do so before beginning repairs. Exposed electric lines, broken glass and unstable framing are only a few of the dangers that be present when you return.
Take Extensive Notes and Pictures
Once your home has been cleared for entry by a professional, you’ll want to document any and all storm damages. Photograph and write extensive notes about everything that has been affected. This will help you as you work with your insurance company to move forward with repairs.
Contact Your Insurance Company and FEMA
The next step you’ll want to take after ensuring your safety and documenting damage is contacting your insurance company to have an adjuster dispatched to your home. If your insurer isn’t able to pay for the full scope of repair work, you’ll want to reach out to FEMA — the Federal Emergency Management Agency — to find out whether you can obtain assistance. Here’s a link to an application for assistance on the FEMA website, which provides a list of materials you’ll need in order to complete it.
Westchester Modular Homes of Fairfield County is more than an organization that builds affordable modular homes for individuals and families in the New York City metropolitan area. We’re an employee-owned company that cares deeply about informing the members of our community about how to best prepare and cope for disaster. Please contact us
to learn more.